Credit Repair & Financial Consulting

YOUR
CREDIT
FIXED.

Negative items deleted. Scores rebuilt. Financial doors opened. Approved By E specializes in removing what's holding you back — fast, proven, and personal.

Book Free Consultation See Client Results
700+
Clients Helped
+212
Largest Score Jump
$1M+
Debt Wiped
806
Highest Score Hit
Collections RemovedBankruptcies DeletedScores RebuiltInquiries ClearedChild Support GoneStudent Loans OffJudgments Removed$1M+ Wiped806 Score AchievedApproved By E Collections RemovedBankruptcies DeletedScores RebuiltInquiries ClearedChild Support GoneStudent Loans OffJudgments Removed$1M+ Wiped806 Score AchievedApproved By E
Our Purpose
WHY
WE
EXIST
"Approved By E exists to help people take control of their credit, unlock financial opportunities, and build a better future through education, transparency, and proven credit restoration solutions."
— Approved By E
What We Handle
WE REMOVE
ALL OF IT.

If it's hurting your score, we dispute it. Collections, charge-offs, bankruptcies — nothing is off the table.

Collections
Unpaid debts sold to collectors — we dispute and remove them directly from your report.
Charge-Offs
Written-off debts that tank your score — we challenge every one across all three bureaus.
Late Payments
Every late mark on your history is a target. We pursue removal with precision dispute letters.
Hard Inquiries
Unauthorized or excessive hard pulls removed to stop the damage to your score immediately.
Bankruptcies
Public records that haunt you for years — we successfully remove them through proven strategies.
Repossessions
Repo entries disputed and cleared across Equifax, Experian, and TransUnion.
Child Support
Enforcement agency entries and child support judgments addressed directly on your file.
Student Loans
Negative student loan entries including defaults and late payments disputed and removed.
The Process
FROM START
TO APPROVED

Four clear steps. One goal. Getting you approved.

01
Free Consultation

We review your credit profile together, identify every issue, and map out a personalized plan at zero cost to you.

02
Deep Audit

All three bureaus pulled and dissected — Equifax, Experian, TransUnion. Every negative item flagged and categorized.

03
Dispute & Rebuild

Strategic dispute letters sent. Positive credit history built in parallel. Your profile transformed month by month.

04
Get Approved

New score. New opportunities. Home loans, car approvals, business funding, high-limit credit — all within reach.

Verified Client Results
THE PROOF
IS IN THE NUMBERS.

Real screenshots. Real clients. Scores jumping hundreds of points, negative items wiped, and lives changed.

806
Highest Score Achieved
+212
Largest Score Jump (pts)
11+
Items Deleted for One Client
$1M+
Total Debt Wiped
Equifax4 Deleted
HOLIDAY INN CLUB VACAT
Account 678XXXX
Deleted
Removed from your credit report.
CHILD SUPPORT ENF AG/N
Account 860XXXX
Deleted
Removed from your credit report.
CHILD SUPPORT ENF AG/N
Account 418XXXX
Deleted
Removed from your credit report.
STATE EMPLOYEES CRED U
Account 612463XXXX
Deleted
Removed from your credit report.
Holiday Inn, Child Support x2 & State Employees Credit Union — all deleted
TransUnion7 Removed
WFBNA CARD
account removed from your file
⌄
DISCOVERCARD
account removed from your file
⌄
MOHELA/DOFED
account removed from your file
⌄
MOHELA/DOFED
account removed from your file
⌄
REPUBLIC/NC
account removed from your file
⌄
WELLSFARGO
account removed from your file
⌄
MOHELA/DOFED
account removed from your file
⌄
WFBNA, DiscoverCard, MOHELA x3, Republic/NC & WellsFargo all cleared
Experian+181 pts
Experian
806
300 Exceptional 850
Your score went up
+181pts
Oct 13, 2025
Score reached 806 — Exceptional. Oct 13, 2025
Experian+132 pts
Experian
698
300 Good 850
Your score went up
+132pts
Apr 29, 2026
Score reached 698 — Good. Apr 29, 2026
Public RecordBankruptcy Gone
Hard Inquiries Change
Factor moved from Good to Excellent
Public Record Removed
BANKRUPTCY DELETED
Between Jun 2-4, 2026, a bankruptcy public record was removed. These can remain on reports for 7-10 years.
CFNA/BRIDGESTONE RET — removed from file
Bankruptcy deleted Jun 2026. Hard Inquiries: Good to Excellent
Credit Inquiries5 Cleared
Account Removed
SYN/FSTPROG removed from your file
Credit Inquiry Removed
A hard inquiry was removed from your file
A hard inquiry was removed from your file
A hard inquiry was removed from your file
A hard inquiry was removed from your file
A hard inquiry was removed from your file
SYN/FSTPROG removed + 5 hard inquiries all cleared
Experian+103 pts
Experian
763
300 Very Good 850
Your score went up
+103pts
Feb 01, 2026
Score reached 763 — Very Good. Feb 01, 2026
Experian+181 pts
Experian
705
300 Good 850
Your score went up
+181pts
Mar 29, 2026
Score reached 705 — Good. Mar 29, 2026
Experian — Record+212 pts
Experian
732
300 Good 850
Your score went up
+212pts
Jan 06, 2026
Score soared to 732 — Good. Jan 06, 2026. Largest jump ever recorded.
TransUnion & Equifax+108/+121 pts
TransUnion 605 (+108 pts) & Equifax 623 (+121 pts) — both improved same day
Equifax4 Deleted
HOLIDAY INN CLUB VACAT
Account 678XXXX
Deleted
Removed from your credit report.
CHILD SUPPORT ENF AG/N
Account 860XXXX
Deleted
Removed from your credit report.
CHILD SUPPORT ENF AG/N
Account 418XXXX
Deleted
Removed from your credit report.
STATE EMPLOYEES CRED U
Account 612463XXXX
Deleted
Removed from your credit report.
Holiday Inn, Child Support x2 & State Employees Credit Union — all deleted
TransUnion7 Removed
WFBNA CARD
account removed from your file
⌄
DISCOVERCARD
account removed from your file
⌄
MOHELA/DOFED
account removed from your file
⌄
MOHELA/DOFED
account removed from your file
⌄
REPUBLIC/NC
account removed from your file
⌄
WELLSFARGO
account removed from your file
⌄
MOHELA/DOFED
account removed from your file
⌄
WFBNA, DiscoverCard, MOHELA x3, Republic/NC & WellsFargo all cleared
Experian+181 pts
Experian
806
300 Exceptional 850
Your score went up
+181pts
Oct 13, 2025
Score reached 806 — Exceptional. Oct 13, 2025
Experian+132 pts
Experian
698
300 Good 850
Your score went up
+132pts
Apr 29, 2026
Score reached 698 — Good. Apr 29, 2026
Public RecordBankruptcy Gone
Hard Inquiries Change
Factor moved from Good to Excellent
Public Record Removed
BANKRUPTCY DELETED
Between Jun 2-4, 2026, a bankruptcy public record was removed. These can remain on reports for 7-10 years.
CFNA/BRIDGESTONE RET — removed from file
Bankruptcy deleted Jun 2026. Hard Inquiries: Good to Excellent
Credit Inquiries5 Cleared
Account Removed
SYN/FSTPROG removed from your file
Credit Inquiry Removed
A hard inquiry was removed from your file
A hard inquiry was removed from your file
A hard inquiry was removed from your file
A hard inquiry was removed from your file
A hard inquiry was removed from your file
SYN/FSTPROG removed + 5 hard inquiries all cleared
Experian+103 pts
Experian
763
300 Very Good 850
Your score went up
+103pts
Feb 01, 2026
Score reached 763 — Very Good. Feb 01, 2026
Experian+181 pts
Experian
705
300 Good 850
Your score went up
+181pts
Mar 29, 2026
Score reached 705 — Good. Mar 29, 2026
Experian — Record+212 pts
Experian
732
300 Good 850
Your score went up
+212pts
Jan 06, 2026
Score soared to 732 — Good. Jan 06, 2026. Largest jump ever recorded.
TransUnion & Equifax+108/+121 pts
TransUnion 605 (+108 pts) & Equifax 623 (+121 pts) — both improved same day
Got Questions
FREQUENTLY
ASKED
Most clients begin seeing results within 30 to 60 days of starting. Full results depend on the number and complexity of items being disputed, but many clients see significant score increases within the first 2 to 3 months. We give you realistic timelines upfront during your free consultation.
Yes. While results vary, we have successfully removed bankruptcies, child support judgments, and other public records for clients. Our client results page includes real verified screenshots of these deletions. Every situation is different, which is why we start with a free review of your specific file.
The Silver Package focuses entirely on removing all negative items from your credit report for a clean slate. The Gold Package includes everything in Silver plus 1-on-1 coaching, 9 months of monitoring, and a full blueprint for securing up to $100K in business funding and qualifying for luxury vehicles and home financing.
Very little. We handle the dispute letters, bureau communications, and strategy. You will need to provide access to your credit reports and respond to any bureau communications we flag for you. We guide you through every step and keep you updated throughout the process.
Absolutely. Credit repair is protected under the Fair Credit Reporting Act (FCRA). You have the legal right to dispute any inaccurate, unverifiable, or outdated information on your credit report. We help you exercise those rights professionally and effectively.
Book your free consultation at calendly.com/approvedbye or DM us on Instagram at @approvedbye. The consultation is completely free, no obligation, and we will give you an honest assessment of what we can do for your specific situation.
Pricing
CHOOSE YOUR
PACKAGE

No hidden fees. No surprises. Just results.

Silver Package
SILVER
$650
Complete credit repair. One-time investment. Everything negative — gone.
Goal: Qualify for housing, auto loans, credit cards, and a fresh financial start.
  • Collections removed from all bureaus
  • Charge-offs disputed and deleted
  • Late payments removed
  • Hard inquiries cleared
  • Repossessions addressed
  • Bankruptcies disputed
  • Judgments and liens removed
  • Child support entries cleared
  • Student loan negatives removed
  • All other negative items disputed
Book Now — $650
Most Popular
Gold Package
GOLD
$1,000
Everything in Silver plus coaching, monitoring, and a full business funding blueprint.
Goal: Full restoration + up to $100K business funding + luxury approvals + high-limit positioning.
  • Everything in the Silver Package
  • 1-on-1 personal credit coaching
  • 9 months of credit monitoring
  • Step-by-step $100K business funding blueprint
  • Luxury vehicle approval guidance (up to $100K)
  • Home and apartment financing guidance
  • High-limit credit positioning strategy
Book Now — $1,000
Client Stories
REAL PEOPLE.
REAL WINS.

"I went from a 524 to a 711 in under 90 days. I got approved for my first apartment and a new car in the same month. Approved By E literally changed my life."

Keisha M. — Atlanta, GA
+187 pts in 90 days

"I had 3 collections, a repo, and child support on my report. Within 60 days they were all gone. My score jumped 130 points and I qualified for a business line of credit."

Marcus T. — Houston, TX
Collections, Repo & Child Support Deleted

"The Gold package was worth every dollar. The business funding blueprint alone helped me secure $85K in business credit. I never thought that was possible for me."

Danielle R. — Charlotte, NC
$85K Business Credit Secured
READY TO
BE APPROVED?

Book your free consultation. No pressure. Just an honest look at your credit and a real plan to fix it.

calendly.com/approvedbye  |  @approvedbye

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